Health Insurance Premium

The policy holder pays the pre-specified amount at regular intervals to the insurance company to purchase health coverage. The insurance company gives an option top pay the premiums through annual, semi annual, quarterly and monthly payment modes or even single premium payment option.

The general statistics report shows that the health insurance cost is rising faster in the Indian business sector while the extent of the health cover limit is being narrowed. The health insurance premium cost is almost double in the decade and this is huge growth that

Insurance companies justifies the reason in rising their premiums. They point out to the rising cost of drugs, medical devices, increasing charges by hospitals, clinics and doctors for their services.

The health insurance premiums cost is determined by many factors such as type of health cover, coverage limit, insured's age, administrative cost and even advertising and selling of the product that you have. The premiums can vary from company to company for the same policy coverage.

Health insurance premiums can might be qualify for the tax benefit as per IT rule. It helps you to save more on your health cover.

Premium is a main factor to determine the cost of health insurance policy. Today, many insurance companies are offering health insurance policy with attractive rates and discounts. Practically, people buy the low premium health insurance policy, but such a policy can be short for the coverage limit. In these the required service can not be covered and unwanted services can be included. Choose the health insurance that is affordable in the terms of cost and coverage.

Now days, health insurance becomes a necessity for the most of peoples. The rising premium can disrupt their intention to purchasing health cover, but few work for the premiums cost in the market can help you to save money on health cover.

About the Author

Habib Antule is a financial advisor and consultant and have provided his expertise to many financial institutions for loans and insurance. One of which is a bit online financial player in the market – Apnapaisa.com.

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Cover Premium Q&A

Will a 1996 BMW 318i (4 door) OEM car cover, fit more current 3 series bimmers?

I've a new in box 1996 318i premium car cover sold to me by a BMW dealer. Will this car cover fit later 3 series vehicles? What years will it not fit?

yes it can

Pool pillow or water equalizer for a above pool for the winter.?

Hi –

As the Midwest pool season comes to an end, we have to get ready to cover our pools for the winter. I have an above ground oval 16x25 pool. Any ideas on a pillow or water equalizer so the ice doesn’t damage the pool siding? Ever year I buy one and within a month it flattens. I have bought several different types from regular square ones to premium (so they say) tubes or rectangle and they all deflate. I also only fill them up only about half to three quarters full to compensate for the expansion and contraction with the weather.
Thanks.

Pool pillows are really only pool owner pacifiers. You've even said yourself that they deflate. There is no longer any "protection" then is there? Yet your pool is always fine at ice out. Most above ground owners in my area (Toronto) don't bother with them and I've yet to see an issue where the wall has been damaged. Pushed out a bit mid winter, yes, but it snaps back in spring at ice out. It's a nice little cash grab really. If you do feel the need (and it can't hurt anyway), use a truck tire inner tube. They are more durable and far cheaper than a pillow.
You're right in only partially inflating them in any event.